Innovation is one of the most transformative forces in human history, shaping societies, economies, and cultures in profound ways. At its core, innovation refers to the process of creating and implementing new ideas, methods, or products that bring about meaningful change. It is not simply invention—creating something entirely new—but also involves applying existing knowledge in novel ways to solve problems or seize opportunities. Innovation is a driving force behind progress, propelling humanity toward greater efficiency, productivity, and quality of life. However, its meaning extends beyond technical breakthroughs and economic growth; it encompasses the human capacity to think creatively, adapt to change, and redefine what is possible. The Core Elements of Innovation Innovation is often characterised by three key elements: creativity, implementation, and impact. Creativity is the starting point, involving the generation of novel ideas or concepts. While creativity is essential, it is not sufficient on its own. Innovation requires implementation—turning ideas into tangible products, services, or processes. Without execution, even the most brilliant idea remains theoretical. Lastly, innovation must have an impact; it must solve a problem, fulfil a need, or create value for individuals, businesses, or society at large. For instance, the smartphone is a quintessential example of innovation. It combined existing technologies such as touchscreens, mobile computing, and wireless communication into a single device, revolutionising how people communicate, access information, and interact with the world. The smartphone's success illustrates how creativity, implementation, and impact work together to define innovation. The Role of Innovation in Society Innovation plays a critical role in addressing complex challenges and advancing societal goals. In the field of healthcare, for example, innovations such as vaccines, diagnostic tools, and telemedicine have saved countless lives and improved global health outcomes. In environmental sustainability, innovative technologies like renewable energy systems and carbon capture solutions offer hope in the fight against climate change. Beyond its practical applications, innovation also drives economic growth. It fosters competition, encourages entrepreneurship, and generates new industries and job opportunities. Economies that prioritize innovation tend to be more resilient and adaptable, able to navigate disruptions and capitalise on emerging trends. At a deeper level, innovation reflects humanity's innate desire to push boundaries and explore new possibilities. It embodies curiosity, resilience, and the willingness to take risks. These qualities are not limited to technology or business but are also evident in art, education, and social movements, where innovative thinking can challenge norms and inspire cultural change. Barriers to Innovation Despite its transformative potential, innovation is not without challenges. Resistance to change, lack of resources, and systemic inefficiencies can hinder innovative efforts. Organisations and individuals often fear failure or are reluctant to deviate from established practices. Furthermore, innovation requires collaboration across disciplines, sectors, and cultures, which can be difficult to achieve in environments that prioritise competition over cooperation. The question of ethics also arises in discussions about innovation. Not all innovations lead to positive outcomes, and some can have unintended consequences. For instance, advances in artificial intelligence raise concerns about privacy, bias, and job displacement. As such, it is essential to ensure that innovation aligns with ethical principles and serves the broader good. The Future of Innovation The meaning of innovation continues to evolve as society faces new challenges and opportunities. Emerging fields such as biotechnology, quantum computing, and artificial intelligence promise to redefine industries and reshape human experience. At the same time, social and environmental challenges demand innovative approaches that prioritize inclusivity, sustainability, and long-term impact. Ultimately, innovation is not just about technological advancements; it is about reimagining possibilities and creating a better future. Whether through ground-breaking scientific discoveries, creative artistic expressions, or transformative social initiatives, innovation is a testament to the power of human ingenuity. By embracing innovation, individuals and societies can unlock their full potential and navigate an ever-changing world with confidence and purpose. The true meaning of innovation lies in its ability to drive progress, solve problems, and inspire change. It is both a process and a mindset—a commitment to questioning the status quo and seeking better ways of doing things. As we look to the future, the challenge will be to harness the power of innovation responsibly and equitably, ensuring that its benefits are shared by all.

Manufacturers are still being hit with soaring gas and electricity prices, and while the record highs of early 2022 have abated, many businesses are struggling to meet their energy needs. However, one in five manufacturers has still not put a clear energy procurement strategy in place to protect them from the volatility in Britain’s energy market. The industrial energy market does not have the protections afforded to domestic consumers through the price cap, so working without an energy strategy leaves companies catastrophically exposed to energy market disruption. The lack of a “fall back price” like the domestic energy cap as protection means that future charges for industry could theoretically be limitless. To further mitigate, Government should also look at creating an industrial energy market regulator to protect businesses, particularly Britain’s SMEs from the impacts of poor behaviour on the part of energy companies. Make UK’s latest research in partnership with Inspired PLC, Energy Procurement: The Cost of Complacency, shows that one in three manufacturers haven’t revised their energy procurement strategy since the energy crisis of 2022. While this still may be prudent for those on longer-term fixed contracts, the abatement of the crisis risks businesses de-prioritising energy procurement strategy, leaving them vulnerable to any potential subsequent crisis. Key Findings: 1 in 5 manufacturers don’t have a clear energy procurement strategy or do not know what it means to have one – leaving them at the mercy of Britain’s unprotected industrial energy market Government should introduce support for industrial energy users that levels the playing field with our European competitors and remove/offset levies such as the Climate Change Levy for manufacturers along with other renewable energy surcharges Accelerate grid capacity upgrades so UK-based businesses aren’t forced to expand abroad for lack of network capacity Give stronger incentives for on-site generation of energy The UK imposes several energy-related taxes and levies (e.g. Climate Change Levy), which add to costs for industrial consumers. Some European countries offset such levies for energy-intensive industries to maintain competitiveness and whilst the UK has introduced some levy exemption schemes to support the sector, there is more to be done. Furthermore, European countries like Germany and France provide more substantial subsidies or compensatory frameworks for industries exposed to high energy costs such as partial exemption for energy-intensive industries from certain grid fees or renewable energy surcharges. France goes further still, maintaining tight control over energy pricing for industrial consumers through regulated tariffs tied to nuclear energy costs (e.g. ARENH in France). James Brougham, Senior Economist Make UK said: “Energy forms a huge part of UK manufacturers’ input mix, subsequently accounting for a large proportion of production costs. With differing playing fields for UK producers when compared to those abroad, even in our closest neighbours within Europe, it’s little surprise that the sector struggles to remain competitive even where productivity enhancements elsewhere have been sought." "Compounding the risk, the significant proportion of the sector that is exposed to what is effectively the ‘wild west’ of energy markets in terms of regulation and support without a formal strategy in place further highlights the need for intervention lest we see the UK’s production base continue to erode.” Dan Hulme, Head of Sales: Key Accounts from Inspired PLC said: “While energy prices are much lower than they were during the peak of the energy crisis, they are still around twice the pre-pandemic average. This is not a time to be complacent." "Given how sensitive the market remains, manufacturers need to review their strategies and ensure they are aligned with their goals and the behaviour of the energy markets. These strategies should be dynamic and regularly revisited to ensure they continue to achieve their goals and provide protection in an ever-changing market.” "Government should also give stronger incentives for on-site energy generation alongside an industrial energy price cap. Equalising pricing to Eurozone pricing through a variable energy subsidy would also be hugely beneficial to drive growth and industrial expansion here in the UK." Read the full report here:

New research into career change interests has identified the most popular sectors that British workers would like to switch to in 2025. The study, conducted by IT training provider tecnovy Academy , analysed Google search data from the past year for terms such as 'training near me' and 'courses,' covering nearly 700 careers. The average monthly search volume relating to each career was calculated to produce the ranking. Each role was also grouped by industry to rank the most popular sectors workers are moving into in 2025. The most popular sector for British workers to seek training in is sport and fitness, with 29,918 people searching for courses to become a ‘personal trainer’ or ‘fitness coach’ every month. Nursing and auxiliary work came second, with 29,508 searches every month for training courses. Phlebotomist training is the fifth-most searched for role every month in the UK. Administration and management rank third, with 28,226 searches each month. Project management is a sought-after career, ranking as the second-most desirable job role in Britain. In fourth is construction crafts, with 27,743 monthly searches. Plumbing was the most desirable field in this industry, ranking tenth in the UK’s most desirable careers. Work with animals takes fifth place, as dog grooming has been named the most sought-after job in 2025. Each month, 25,223 Brits search for roles in this industry, with 19,272 of these searches being made for dog grooming training. Psychology and counselling is sixth, with counselling ranking as the seventh-most popular job. Brits search for psychology-related training 21,160 times each month. In seventh place is electrical engineering, with 19,977 searches each month. Electrician training is the third-most sought after on this list. Teaching lands in eighth, racking up 17,398 searches every month. This also lands teaching as the fourth most sought-after job role in the UK. Advertising, marketing and PR is ninth, and digital marketing is the sixth most desirable career in the UK. The industry inspires 15,969 searches each month. Rounding out the top ten is mechanical and manufacturing engineering, of which welding is the most popular job role. The industry prompts 14,248 monthly searches for training courses from Brits. The ten most sought-after sectors to move into in 2025: Rank Sector Average Monthly Searches 1 Sport and fitness 29,918 2 Nursing and auxiliary work 29,508 3 Administration and management 28,226 4 Construction crafts 27,743 5 Work with animals 25,223 6 Psychology and counselling 21,160 7 Electrical engineering 19,977 8 Teaching 17,398 9 Advertising, marketing and PR 15,969 10 Mechanical and manufacturing engineering 14,248 The study also identified the most popular individual job roles that Brits are seeking training for in 2025, ranking dog grooming on top. The ten most sought-after career changes in 2025: Rank Career Average Monthly Searches 1 Dog groomer 19,272 2 Project manager 19,218 3 Electrician 18,858 4 Teacher 17,398 5 Phlebotomist 15,053 6 Digital marketer 13,126 7 Counsellor 12,671 8 Personal trainer 12,323 9 Classroom assistant 11,878 10 Plumber 11,651 Ertul Topuzoglu, CEO of tecnovy Academy, commented on the findings: “A lot of the careers in this ranking involve practical, physical skills, which cannot be reasonably accomplished by artificial intelligence, which is a concern for many regarding the longevity of their career path." “All of these roles and industries require qualifications and skill sets which must be taught, and it is positive to see such a high number of Brits are searching for the right training for their sought-after career each month.” “Dog grooming is a fascinating result for the most desirable career change in the UK. Despite being one of the lower-paid jobs on the list, the ranking suggests that workers are willing to learn new skills to pursue a career they will find emotionally rewarding.”

Many of us fantasise about winning the lottery and how we’d buy a wonderful home, travel the world, see our families settled, fund charitable projects, but many of us, especially since the pandemic, have seen our priorities change as we’ve become less focussed on money and more interested in having meaning and purpose in our lives. Yes, there’s a minimum level of income that’s required for money to not be an issue. Having to watch every penny, working several jobs to pay for food, fuel, a roof over our heads and maybe school fees, before even thinking of an occasional holiday and some fun, can result in no quality of life and seriously impact on our health and wellbeing. Interestingly, studies show that people spend more when they’re short of cash and are acutely aware of their financial circumstances. Similar to those times when you’re on a diet, calculating every mouthful, thinking when and what you’re going to next eat. Or missing your morning coffee shop stop because you’re on a budget can be a miserable reminder of your straitened circumstances. There are lifestyle choices that people voluntarily make regarding money, compromises they may choose to implement as they sacrifice their quality of life whilst studying, setting up a new business, or taking on a large mortgage. These decisions require them to forgo luxuries or fun times until they’re more established and on their feet. This can be fine when it’s a conscious decision, with a reasonably clear end date in sight. In a work environment several ways support staff happiness that are more effective than financial incentives, often coming from a positive work philosophy of mutual respect and support. Feeling valued, recognised and appreciated can have a major impact on staff morale, so increasing their loyalty and enthusiasm. Being listened to, given opportunities for advancement can encourage staff to feel important and gain more satisfaction and fulfilment from their work. Our attitude towards money and how we use it can be a major determining factor in our personal happiness. If our chief focus is acquiring large sums of money it can mean that other parts of our lives become neglected. Relationships, job satisfaction, hobbies and personal life may be discarded if our preoccupation with money and status becomes all-consuming. Yet, sometimes Imposter Syndrome can push a person to constantly display evidence of how successful they are. They invest in expensive possessions, lavish homes and exotic holidays, using their money to ostentatiously prove how well they’re doing. But money means much more than fabulous homes, cars and fancy goods. A study released in January 2022, led by Jon M. Jachimowicz, an assistant professor at Harvard Business School, explored the many ways money, when used as a problem-solving tool, results in more overall happiness. In the study, 522 participants with incomes ranging from less than $10,000 to more than $150,000 tracked daily events and emotional responses for 30 days. The results showed that although there was no significant difference in the frequency of stressful events experienced across income levels, money reduced the intensity of the emotional response to those events. Knowing there was sufficient money available to fund regular bills, as well as cover emergencies and extras helped reduce stress levels. Access to money allows people to enjoy their lives with a better work/life balance. They’re able to make choices, decisions and fix problems without the additional burden or overwhelm of funding them. There are even instances of high profile earners, business people, athletes and celebrities walking away from opulent lifestyles to spend more time with their families, do what they want and rediscover themselves instead of being under constant pressure to be seen delivering results. A 2024 study by IG Investment calculated that £4,428,942 is the optimal sum to provide ongoing happiness for life. This amount provides financial reassurance and security. But having a great deal of money is not without stresses and concerns. Some celebrities say how expensive it is maintain their lavish lifestyle, needing personal protection, being seen to be living well and frequenting all the right places. Also, having money can prompt nagging, underlying questions. Are people friendly because they like you or do they have ulterior motives about what’s in it for them? Money can cause suspicions within relationships as well as power struggles, being expected to ‘behave’ if you want the lifestyle. A popular saying: "Do what you love and you’ll never work a day in your life’ highlights the importance of enthusiasm, motivation and job satisfaction." Being immersed in work, loving what you do, means that you see beyond problems or obstacles, are able to work towards your goals, enjoy the ‘journey’ and remain oblivious to distractions. There’s satisfaction in earning the money that supports our lifestyles. It’s good to appreciate our efforts, give ourselves credit and then feel that we’ve earned our happiness. About the Author - This piece was written by Susan Leigh, Counsellor and Hypnotherapist Find out more by visiting her website here

Family businesses often stand out for their unique blend of personal relationships and professional ambitions. While this dynamic can create a strong foundation of trust and commitment, it can also lead to conflicts that threaten both family harmony and business success. The key to navigating these challenges lies in effective conflict resolution strategies that turn potential stumbling blocks into opportunities for growth and improvement. Common Sources of Conflict in Family Businesses Understanding the root causes of conflicts is the first step in resolving them. Familiar sources of tension in family businesses include: 1. Role Ambiguity : Unclear job roles and responsibilities can lead to misunderstandings and power struggles. 2. Generational Differences : Conflicts often arise between older and younger family members over differing visions for the business. 3. Financial Disputes : Disagreements about compensation, profit distribution, and reinvestment strategies can strain relationships. 4. Emotional Ties : Personal issues, rivalries, and unspoken resentments can spill over into the workplace. 5. Succession Planning : Tensions frequently emerge during discussions about who will lead the business in the future. Strategies for Effective Conflict Resolution Addressing conflicts constructively requires proactive strategies prioritising communication, fairness, and the well-being of the family and the business. Here are some actionable steps: 1. Establish Clear Boundaries Define roles and responsibilities to minimise overlap and confusion. Separate personal and professional relationships to reduce emotional spill over. 2. Create Open Communication Channels Encourage regular, transparent conversations about goals, expectations, and concerns. Use structured meetings to discuss business matters, keeping personal issues out of professional discussions. 3. Develop a Family Constitution Draft a formal document outlining the family's values, mission, and vision for the business. Include guidelines for decision-making, conflict resolution, and succession planning. 4. Leverage Third-Party Mediators To navigate sensitive issues, engage neutral facilitators, such as business consultants or mediators. External perspectives can provide impartial insights and help de-escalate tensions. 5. Implement Conflict Resolution Training Provide family members and employees with training on negotiation and conflict management. Equip everyone with the skills to handle disagreements constructively. 6. Focus on the Bigger Picture Remind everyone of the shared goals and the importance of preserving both the family's relationships and the business's success. Prioritise long-term sustainability over short-term wins in disputes. Turning Conflict Into Opportunity While conflicts can be disruptive, they also present opportunities for growth, innovation, and stronger relationships. Here's how family businesses can transform challenges into positive outcomes: 1. Foster Innovation : Disagreements about the direction of the business can lead to creative solutions and new ideas when approached collaboratively. 2. Strengthen Relationships : Resolving conflicts transparently and reasonably can build trust and deepen familial bonds. 3. Enhance Business Resilience : Overcoming challenges together equips the family and business with the tools to handle future obstacles more effectively. Real-Life Examples Many successful family businesses have turned the conflict into a catalyst for growth. For instance, a multi-generational business might use a generational disagreement as an opportunity to blend traditional practices with modern innovations, creating a unique competitive edge. Client Case Study: A Catering Company Clarifies Leadership Roles A family-owned catering company struggled with decision-making because multiple family members tried to lead simultaneously. This led to confusion, missed opportunities, and interpersonal tensions. Resolution: The family engaged advisers to assess each member's strengths and weaknesses. This helped them create a clear organisational chart and assign specific roles and responsibilities. Defining leadership positions and formalising decision-making processes significantly improved efficiency and morale. Conflicts in family businesses are inevitable, but they don't have to be destructive. By addressing issues proactively, fostering open communication, and focusing on shared goals, families can turn conflicts into opportunities for improvement. With the right strategies, these businesses can achieve professional success and lasting familial harmony, creating a legacy that stands the test of time. About the Author - Kim Adele-Randall is a Business Growth Consultant helping to unlock growth, drive transformation and empower businesses to scale and succeed. Find out more here

Family Business United has been active in challenging the revisions in the Autumn Budget given their impact on the family business sector, especially with regards the changes to Agricultural Property Relief and Business Property Relief. We are keen to continue to amplify the family business voice and to quantify the impact and the challenges the changes are creating. To that end, please share your thoughts in the survey below. Your opinion matters as we need to show those with the power to review and consult on the changes that the current plans are causing significant issues. Paul Andrews, Founder and CEO of Family Business United adds, "Family businesses are at the heart of the national economy, providing employment, generating incomes, paying taxes, creating wealth and supporting the communities in which they operate, building sustainable family firms for generations to come and the Budget is creating real concerns in businesses the length and breadth of the nation." "We want to quantify the impact and demonstrate the risks in order to amplify the family business voice and to continue to push for change. Family business matters and the collective family business voice needs to be heard." The survey will take around 5 minutes to complete and we appreciate you taking the time to share your thoughts with us. All responses are confidential and we will publish the results in an aggregated format to preserve confidentiality and your details will not be shared.

Deloitte Global has released its Technology, Media & Telecommunications (TMT) 2025 Predictions  report, forecasting a pivotal gap year for Generative AI (GenAI) and the TMT sector—spanning from technical challenges for the industry to societal imperatives. By addressing challenges in infrastructure, gender equity, energy consumption, trust, and capabilities, the industry could be poised for a significant leap forward and is well positioned to determine the future of Al’s legacy. Key Takeaways: GenAI Driving Data Center Energy Consumption Surge : Electricity consumption by global data centers is forecasted to double to 4% by 2030 as power-intensive GenAI consumption grows faster than other uses and applications. Women’s Adoption Gap In GenAI Usage Closing Quickly : By 2025, women’s experimentation and usage of GenAI is projected to meet or exceed that of men, but tech companies still should improve trust, representation in training models, and diversity in the AI workforce. Enterprise Use Of AI Agents On The Rise : 25% of enterprises using GenAI are forecast to deploy AI agents in 2025, growing to 50% by 2027. GenAI Set To Make Devices Smarter : In 2025, the share of shipped GenAI enabled smartphones could exceed 30%, in addition to about 50% of laptops with local GenAI processing capabilities. Streaming Fatigue Fuels Shift To Aggregated Platforms : The number of streaming video-on-demand subscriptions (SVOD) per household is forecast to peak in 2025 at four services in the US and a little over two in Europe, then decline going forward. Telecom Consolidation Expected To Reshape Global Markets : Wireless telecom mergers and acquisitions are likely to rise, especially in Europe, enhancing network resilience and efficiency. "We are standing on the brink of a new era in human invention and the choices we make today around the development and use of artificial intelligence will shape the future,” says Deloitte Global TMT Industry Leader Ariane Bucaille. “As we define the roadmap for Generative AI, we must navigate many challenges. By embracing trust, inclusivity, and sustainability, we can ensure that technological advancements positively impact not only the current generation but also businesses, consumers, and broader communities for generations to come.” GenAI expected to double data center energy usage with advanced technologies helping in clean energy transition Deloitte predicts that global data center electricity consumption could roughly double to 1,065 terawatt-hour (TWh) by 2030—or 4% of total global energy consumption, as power-intensive GenAI training and inference continue to grow faster than other uses and applications. Tech companies—including cloud providers, semiconductor companies, and data center operators—can help drive the clean energy transition and mitigate the growth in electricity usage. They may leverage substantial financial resources that their partners—innovators, renewable energy producers, and utilities—may lack. Major tech companies are actively investing in more efficient chips, innovative cooling solutions, energy-efficient designs, and carbon-free energy sources and are committed to achieving net-zero targets. While Deloitte predicts that these collaborations have the potential to mitigate the energy impact of GenAI, many associated research and development initiatives and pilot programs are expected to take years to yield tangible results and return on investment. Women’s use of GenAI projected to match that of men in 2025 in US but global gaps remain Deloitte predicts that experimentation and usage of GenAI by women will equal or exceed that of men in the US by the end of 2025. In 2023, women’s use of GenAI was just half that of men. However, over the past year, the proportion of women in the US adopting GenAI has tripled, significantly outpacing the 2.2x growth rate seen among men. Around the world, countries and regions are expected to close the adoption gap at varying rates with some achieving equal usage by men and women in 2025 and others in 2026. “While the rapid increase in women’s adoption of GenAI is promising, eliminating gender disparities in GenAI will require focused efforts. Women in tech - who are using GenAI more than their male counterparts for everyday tasks - can be an important cohort to help drive change. Tech companies must enhance trust, reduce bias, and strive for more diverse GenAI workforces – including at the leadership level – to ensure that everyone can fully engage with and benefit from GenAI technologies. By doing so, companies can unlock greater innovation and broaden their consumer base ensuring products and services are equitable and effective globally,” says Gillian Crossan, Deloitte Global Technology Sector Leader. AI agents are on the rise with 25% enterprise adoption expected by 2025 Deloitte predicts that 25% of enterprises using GenAI are expected to deploy AI agents in 2025, growing to 50% by 2027. The growth of AI agents—software solutions designed to complete tasks with minimal human intervention—will be fuelled by innovation from both start-ups and established industry leaders identifying new revenue opportunities. Built on large language models, these AI agents will offer greater flexibility and a wider array of use cases compared to traditional machine learning or deep learning methods. While the ultimate aim is to achieve autonomous and dependable agents, Deloitte expects significant improvements in their capabilities in 2025 as these technologies rapidly advance, with agentic AI moving past pilots and proofs of concepts in some markets and for some applications in 2025. While early adopters will grapple with complexities and challenges, the vision is compelling enough for organizations to take proactive steps to prepare themselves now for adoption. This evolution will enable AI agents to tackle a broader range of applications, providing businesses with valuable tools to drive productivity of knowledge workers and efficiency gains in workflows of all kinds. Smartphone and PCs put the power of GenAI to test As smartphone and PC manufacturers aim to reignite consumer excitement, Deloitte forecasts that in 2025 GenAI-enabled smartphones will exceed 30% of total shipments. PCs with local GenAI processing capabilities will be around 50% of total shipments, rising from 30% in 2024. 2025 is a pivotal year to evaluate the value and comprehensiveness of early GenAI functionalities. Although Deloitte predicts a 7% increase in global smartphone shipments (up from 5% in 2024) in 2025, the revenue impact is higher than the volume impact as consumers buy higher-priced premium smartphones equipped with advanced GenAI features. But time will tell how quickly users adopt the innovative features that providers are hoping to drive sales. Fatigue and cost fuel rise of aggregated streaming platforms After peaking at around four subscriptions per consumer in the US and over two in most European markets in 2024, Deloitte predicts that SVOD stacking—the trend of subscribing to multiple standalone video-on-demand services—has reached its limit and will start declining in 2025. While standalone subscriptions are expected to decline, SVOD revenues may still rise as providers implement price hikes, tighten password-sharing policies, and enhance bundling options. Deloitte forecasts that the market will stabilize with just two or three standalone direct to consumer SVOD players per market, complemented by aggregators. Echoing the traditional model of pay TV providers, Deloitte forecasts a resurgence of aggregation, where intermediaries—like telcos, pay TV platforms, and tech platforms—will consolidate multiple content sources into single offerings. This shift may reduce costs and create a more sustainable streaming ecosystem. "This shift from a promising, user-centric model to a complex, fragmented experience has created a call for a return to aggregation, echoing the simplicity and accessibility that initially drove the streaming revolution,” says Kevin Westcott, Deloitte Global Telecommunications, Media & Entertainment (TM&E) Sector Leader. “We now expect to see a new era of streaming, one that prioritizes user experience and innovation. The future of AI-powered streaming lies in platforms that can anticipate individual preferences, deliver tailored content, and blur the lines between traditional viewing and interactive experiences." Telecom consolidation reshapes global markets Deloitte predicts that there will be an increased pace of wireless telecom consolidation, especially in Europe, beginning in 2025 and continuing on, creating a more viable and sustainable wireless ecosystem, especially in smaller markets. While Deloitte forecasts that the overall number of M&A deals will remain steady at about 400, the focus will shift towards market-level consolidation, with smaller telecom companies targeted by larger players. Since 2020, 13 telecom mergers have been approved or are under consideration, including six in the Americas, five in Asia-Pacific, and two in Europe.

Burns Night, celebrated annually on January 25, is a tribute to Scotland's national poet, Robert Burns. Renowned for his lyrical compositions and profound contributions to Scottish literature, Burns’ legacy is celebrated worldwide, but especially fervently in Scotland. The occasion, marked by feasting, poetry, and music, is not only a homage to Burns but also a celebration of Scottish culture and identity. Born in 1759 in Alloway, Ayrshire, Robert Burns is remembered as a pioneer of the Romantic movement and a master of the Scots dialect. His works, which include "Auld Lang Syne," "Tam o’ Shanter," and "To a Mouse," capture the essence of human experience with wit, emotion, and insight. Burns’ poetry often celebrated the lives of ordinary people, critiqued societal inequalities, and praised the natural beauty of Scotland. His ability to blend universal themes with distinctly Scottish idioms ensured his enduring appeal. Burns Night originated shortly after the poet’s death in 1796. The first Burns supper was held by his friends in 1801 as a way of honouring his memory and celebrating his contributions to Scottish culture. The event was such a success that it became an annual tradition, spreading far beyond his hometown. Today, Burns suppers are hosted in homes, halls, and restaurants across Scotland and around the world. A traditional Burns supper follows a structured format, rich in symbolism and ceremony. The evening begins with the guests assembling, often dressed in traditional Scottish attire such as kilts or tartan sashes. A welcome speech sets the tone for the event, reflecting on Burns’ legacy and the importance of the night. The ceremonial entrance of the haggis, a savoury pudding made of sheep's offal, oatmeal, and spices, is the highlight of the evening. Carried into the room on a platter, it is accompanied by the skirl of bagpipes, lending a dramatic flair to the occasion. Before the haggis is served, Burns’ famous poem “Address to a Haggis” is recited with great gusto. The orator typically wields a knife, slicing open the haggis at the climactic line, “His knife see rustic Labour dight.” This theatrical performance is met with applause and cheers, underscoring the celebratory atmosphere of the evening. Guests then enjoy a traditional meal, which often includes Scotch broth, the haggis itself, served with “neeps and tatties” (mashed turnips and potatoes), and a dessert such as cranachan. Whisky, a cornerstone of Scottish culture, flows freely throughout the meal, enhancing the convivial spirit. After dinner, the evening transitions into a programme of toasts, recitations, and music. The Immortal Memory, a speech dedicated to Burns’ life and works, is a key component of the event. This is followed by the Toast to the Lassies, a humorous tribute to women, often peppered with light-hearted jokes. The Reply to the Toast to the Lassies, delivered by a woman, offers a witty retort, showcasing the playful spirit of the evening. Burns’ poetry and songs feature prominently, with guests often taking turns to recite their favourite works or lead renditions of classics like "A Red, Red Rose" or "Ae Fond Kiss." Burns Night is more than just an evening of revelry; it is a celebration of Scottish heritage and identity. Burns’ poetry, written in the Scots language, is a powerful reminder of the cultural richness and uniqueness of Scotland. At a time when globalisation often homogenises local traditions, Burns Night serves as an anchor to Scotland’s linguistic and cultural roots. It is also a moment to reflect on the values that Burns championed: equality, freedom, and humanity. His egalitarian views, evident in poems such as “A Man’s a Man for A’ That,” resonate as deeply today as they did in the 18th century. The global appeal of Burns Night highlights the universal relevance of Burns’ work. Scottish communities abroad, from Canada to Australia, celebrate the occasion with as much enthusiasm as those in Scotland, often adapting the tradition to their local context. Burns Night has become a cultural export, fostering a sense of connection and pride among the Scottish diaspora while introducing others to the richness of Scotland’s literary and culinary heritage. Despite its deep roots in tradition, Burns Night continues to evolve. Contemporary celebrations often include modern interpretations of Burns’ works, vegan or vegetarian alternatives to haggis, and events that embrace diverse cultural influences. This adaptability ensures that the tradition remains relevant and accessible to new generations. In essence, Burns Night is a uniquely Scottish occasion, blending poetry, food, music, and camaraderie into a heartfelt celebration of one of Scotland’s greatest cultural icons. It is a time to reflect on the enduring power of Burns’ words, which continue to inspire and unite people across the globe. Through this annual tribute, Burns’ spirit lives on, reminding us of the beauty and depth of the human experience, and the rich heritage of Scotland.

Asda has partnered with coffee pod recycling service Podback, to provide coffee lovers with a simple and convenient way to recycle their used coffee pods in over 600 of its stores. Coffee pods are not suited for recycling through traditional routes, due to their small size, and because they contain organic material. Podback users can now recycle their used aluminium and plastic coffee pods by filling a Podback bag and returning it to the toYou parcel returns service in their nearest participating Asda store. Bags are available to order from Podback at www.podback.org. The free to use Podback service was set up by Nestle and Jacobs Douwe Egberts in 2021 to make coffee pod recycling easy and convenient for consumers across the UK. Through the Podback scheme, plastic and aluminium pods are recycled in the UK. The coffee grounds are transformed by anaerobic digestion into renewable energy and soil improver, with the aluminium and plastic from the used pods being used in the manufacture of products such as drinks cans, building products and garden furniture. Asda and Podback hope the new service will encourage more coffee pod users to make recycling their pods part of their regular shopping routine. Beth Fowler, Senior Manager – Healthy and Sustainable Choices, at Asda, said: “We’re always looking for ways to support customers to make sustainable choices when shopping with us." "The partnership with Podback is one of many workstreams across Asda’s ESG strategy including broader commitments on packaging reduction, recyclability and recycled content." "By offering the collection and recycling service with Asda toYou and Podback, we hope that we can make recycling more convenient than ever when shopping with Asda.” Rick Hindley, Executive Director at Podback said: “Our partnership with Asda marks an exciting step forward in Podback’s mission to make sure every coffee pod enjoyed is recycled. Our customers tell us that they want easy and convenient ways to recycle, and the nationwide network of Asda toYou drop-off points means they can now drop their pods off for recycling as part of their regular visit to the supermarket.” Customers can find their nearest recycling point and order free recycling bags by visiting the recycle checker here .

Women’s rugby will take centre stage in 2025, in what could be a watershed year for the women’s game, with back-to-back international women’s rugby tournaments offering box office entertainment for fans, all kicking off with the Guinness Women’s Six Nations. The Northern Hemisphere will be the stage for the biggest moments in the women’s game next year, starting with Ireland versus France on the 22nd March in round one of the Guinness Women’s Six Nations. Five rounds of fixtures, running from the 22nd March through to the 26th April, will culminate in Super Saturday and three consecutive clashes: Scotland against Ireland, Italy hosting Wales, and culminating with England against France. Fans will be able to watch every minute of the action, from every game, thanks to worldwide live broadcast coverage, which includes the BBC in the UK, and France Télévisions covering the Championship for audiences in France. Virgin Media and RTÉ both offer coverage of fixtures in Ireland, and Sky Italia will continue their support of rugby in Italy, through their broadcast coverage. Six Nations Rugby will once again offer fans multiple routes to engage with the Women’s Championship via its social and digital channels, match highlights, original content, promotions and the dedicated Women’s Six Nations Fantasy Rugby game. The 2024 Women’s Championship underscored its significance at the heart of international rugby with audience growth that included: a 22% rise in matchday attendance, and a total global live audience of 16.2 million fans tuned in to watch the 2024 Championship, a 9% increase on the previous year. Positive signs of increased fan engagement with the women’s game were highlighted by: a 52% increase in participants in the Women’s fantasy rugby game, and 32,000 votes for the Player of the Championship award, which was an impressive 140% increase on 2023’s votes. Following its conclusion, the 2025 Guinness Women’s Six Nations hands the baton over to the 10th edition of the Rugby World Cup, which kicks off on 22nd August, and will be hosted in England, with women’s fixtures staged across the country. Offering new opportunities to engage and inspire new demographics and groups of fans with the game, the combined power of the two major events stands to offer the sport an incredible opportunity to showcase the best of women’s rugby and pave the way for even more fans to join the movement to grow the game on a global scale. Following the announcement of the 2025 Guinness Women’s Six Nations fixtures, Julie Paterson, Chief of Rugby at Six Nations Rugby, commented: “The opportunity to take women’s rugby to new heights next year cannot be overstated. Having the spotlight on women’s rugby in 2025 can benefit the entire game, its players, and the fans. For the Guinness Women’s Six Nations to kick off such a significant stage in the trajectory of the women’s game feels both fitting and exciting in equal measure. “Fans can expect box office entertainment next year, which stands to attract more people to the sport. There is also the opportunity to inspire a new generation of players to either consider rugby or continue their journey in the sport. The work being done to strengthen the development pathway means we can meet and support these players. The recent introduction of a Six Nations Women’s Summer Series, joining the now established Women’s U18 Festivals, offers consistent opportunities for players to gain international experience, and if next year’s Championship and then Rugby World Cup brings more players towards this pathway, our Unions and Federations are ready to support them." “The numbers and statistics from previous editions of the Championship show signs of growth for the women’s game, and it is a testament to the work and commitment from each of the Six Nations Unions and Federations, on and off the pitch." "As we go into next year’s Championship and a year rightfully dominated by women’s rugby, there is huge excitement from everyone involved to take the game to new heights.” Venues for the 2025 Guinness Women’s Six Nations will be announced in due course.

While it differs company to company, the majority of new mothers will not receive their full pay for their maternity leave. For the first six weeks of statutory maternity leave, new mothers will receive 90% of their average pay. However, after the first six weeks, new mothers will only receive a statutory payment of £184.03 per week or 90% of their average earnings, whichever is lower. While maternity leave is only 39 weeks, research has found that 45% of new mothers actually extend this. Due to the lower income new mothers receive, it’s important to start thinking of cutting costs down and putting money towards maternity pay. Christie Cook, Financial Expert at Hodge Bank , discusses five ways of saving for your maternity leave: Budgeting “To prepare for a major life event like maternity leave, the first step is to start budgeting and cutting unnecessary expenses. Instead of spending on takeaways, for example, put that money into savings." "An average takeaway for two will set you back £30 - equivalent to around 99 nappies. This sounds like a lot, but considering the average newborn will go through 10-12 a day - 99 would last just eight days! "Save money by avoiding branded items to suit your budget and ensuring you’re sticking to your" shopping list while in your local supermarket rather than getting sucked into those deals.” Get Selling “What better way to make room for the new addition than by selling some of your unwanted items you’ve been hoarding these past few years." "Get on your local selling sites such as Facebook Marketplace and Vinted and sell items you forgot you had. You’re going to need wardrobe space for the new baby’s clothes, nappies and accessories, so what better way to make room than by sending your unwanted items on to new homes and making some extra money in the process?” Free Events “Life wouldn't be a life worth living if you stayed home 24/7 to save money, right? But there are free events you can enjoy instead of spending £20 on a cinema trip or £50 on a meal." "As winter approaches, bundle up and enjoy a winter walk with a homemade hot chocolate in your takeaway cup, making the most of a crisp sunny day." "Use sites like Eventbrite to find free local events. These small savings can help you afford activities during maternity leave, like baby yoga, soft play, and swimming, which do come with costs." Review Subscriptions “Every few months, review your bank account for subscriptions and decide if they're still necessary, especially as maternity leave approaches. For example, if you're paying more than £30 for Netflix, Disney Plus, and Amazon Prime Video but mainly watch one, consider cancelling the rest." "Similarly, evaluate your gym membership—many streaming services offer workout videos that may be more convenient once the baby arrives, and you’ll be able to squeeze in a 15-minute YouTube routine around the newborn’s napping schedule.” Take Advantage of Interest “While you can’t touch a Fixed Rate ISA for at-least a year, for most people, maternity pay often decreases the further you get into your leave." "So, if you’re four months into your pregnancy and you choose to open a savings account now, then you won’t be able to touch your ISA until the third month of your leave." "However, when that third month comes around, which will be fast, you’ll not only have the money you’ve been saving each month, but you’ll also have the additional interest too,” concludes Chris.

Porsche Cars GB is starting the new year with its most up to date range of luxury sports cars and has already picked up its first prize of 2025 with prizes for both its new all-electric models, the Macan and Taycan, and a further two trophies for the 718 Cayman coupe and Cayenne SUV at the annual What Car? Car of the Year Awards. In a nod to the powertrain strategy of the Stuttgart manufacturer, the new Macan and new generation Taycan drew praise for their sporting electric performance, and the flat-six engined 718 Cayman GTS and V8-powered Cayenne S Coupé were acclaimed for their dynamic driving behaviour. Being named a winner means that What Car? magazine recognises each model as one of the very best cars to buy, and as a leader of their respective class. Porsche 718 Cayman GTS - Sports Car of the Year This year marked the fourth time running that the mid-engined two-seater has taken the crown. In presenting the 718 Cayman GTS 4.0 with the Sports Car of the Year Award, the What Car? judges commented: “The Cayman GTS is sensational on a twisty road, thanks to feelsome steering and huge reserves of grip. Meanwhile, its engine sounds divine and rewards with instant, explosive shove when you put your foot down.” The Porsche 718 Cayman GTS 4.0 emphasises long-standing Porsche attributes of a characteristically emotive power delivery and a focused driving experience, with a manual six-speed transmission and sports exhaust system. The rarefied combination of two seats, three pedals and six cylinders makes the GTS 4.0 a great companion for any journey. Porsche Cayenne S Coupé - Sports SUV of the Year The latest generation Cayenne further emphasises its claim to be the most sporting car in its class. The sporting SUV features a highly digitalised display and control concept, new chassis technology with a revised suspension design and more powerful engines – including an uprated plug-in hybrid powertrain that offers up to 56 miles of pure electric range. It was the emotive V8 Cayenne S Coupé that scooped the Sports SUV of the Year trophy, with the judges commenting: “With the Cayenne Coupé, Porsche has managed to bend the laws of physics, because this big, luxurious SUV is astonishingly agile – especially with the optional adaptive air suspension and active anti-roll bars fitted.” Porsche Macan electric – Best Electric Family SUV to Drive, and Best Electric Sports SUV Though it only arrived with customers towards the end of last year, the new all-electric Macan has quickly achieved high appreciation. And combined with the sales of the Taycan, the Macan helped Porsche achieve a battery electric share of over 27% across the entire model range in the UK. In highlighting the driver appeal and everyday usability of the new Macan, What Car? commented: “The inherent poise and playful handling of the Macan Electric makes it great to drive, whichever version you go for, while the Turbo really pushes the boundaries of what electric SUVs are capable of.” Porsche Taycan – Best Electric Performance Car The Porsche Taycan ushered in the new era of e-mobility at the end of 2019. It immediately proved to be a game changer and innovative pioneer in the e-vehicle segment. The new generation model reaches new heights in terms of performance, with exceptional dynamics and driving pleasure. At the same time, it was possible to significantly improve efficiency, range, day-to-day usability, and comfort. These upgrades impressed the judges at What Car? commenting: “The Taycan was already a great performance car, but now that it has a longer range and standard air suspension it's more usable than ever. Plus, it carves through corners with a precision and finesse that no rival can match.” Accelerating with confidence into 2025 Alongside the continued commitment to benchmark dynamic performance on road and track, Porsche places equal priority on customer service and fan engagement. For Porsche Cars GB, this means focussing on imaginative and engaging retail formats supported by a strong Centre network, including the extensive roll-out of a series of new and distinctive Destination Porsche showrooms. New Centre developments in 2024 included High Wycombe, Newport and Bournemouth – and this year will see expansion of the showroom and workshops at Porsche Centre Guildford completed. The support delivered by the nationwide network of 46 Porsche Centres is fundamental to the UK sales performance in 2024, and continued investment underlines the commitment to providing the best introduction to the Porsche brand. The focus on innovative sales platforms saw a successful return to London of the immersive ‘Porsche Now’ pop-up shop in the Strand during last autumn, and there are plans for similar venues this year. “Last year was an exciting one for Porsche, with the most new model launches in our history. It is reflection of the passion of each customer who chooses to drive our sports cars that we once again delivered over 20,000 new cars, as well as a reflection of the hard work by the Porsche Centre network across the UK and Ireland to support this demand, driven by such an intensive roll-out of exciting product,” commented Krishan Bodhani, CEO Porsche Cars GB. “The awards recognition from independent media like What Car? also serves to reward the work of the colleagues who design and build the cars in Germany.”