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Property Finance Lender Becomes Patron Of Broker Trade Association


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Property finance lender MSP Capital has become the latest Patron of the NACFB, the UK’s biggest trade association for commercial finance brokers.


The move is designed to strengthen the 45-year-old firm’s capacity to engage with brokers seeking finance solutions for property developers among their client base.


Members of the NACFB, standing for National Association of Commercial Finance Brokers, support thousands of SMEs (small and medium-sized enterprises), including in the property sector, through funding.


Leigh Bartlett, MSP Capital’s Chief Executive, said becoming an NACFB Patron would help with the firm’s strategy to grow its already successful broker channel and contribute to a goal of achieving a loan book worth £750 million or more over the next five years.


Leigh said:

“We share the NAFCB’s drive to set the highest standards of customer care and their focus on relationship-led lending. That’s what we’re all about too. Our reasons for joining are to broaden our broker network, work with their unrivalled membership base, increase our visibility in the marketplace and strengthen relationships.”

Established in 1992, the NAFCB is an independent, not-for-profit association. In 2024, its members facilitated more than three quarters of the UK’s entire £38 billion broker-led SME lending market.


As a Patron, MSP Capital will work to uphold the NACFB’s charter and code of practice, championing professional standards and reinforcing the confidence of SMEs to work with brokers.


NACFB Chief Executive Jim Higginbotham said:

“We’re really pleased to welcome MSP Capital as a Patron of the association. Their longstanding presence in the property finance space and their commitment to working closely with brokers align strongly with the values we look for in our Patron community."

“We look forward to supporting their engagement with the intermediary sector and to working together to strengthen outcomes for the SMEs and clients our members serve.”


MSP Capital’s decision to become an NAFCB Patron comes just weeks after the lender reduced pricing across its bridging and development loan products in a separate strategic move aimed at supporting the market.


Brokers and developers can now access MSP Capital bridging deals from 0.75% per month up to 75% LTV and development loans from 0.80% up to 70% LTGDV.


For more information, visit here.


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  • Writer: Paul Andrews - CEO Family Business United
    Paul Andrews - CEO Family Business United
  • Jan 15
  • 3 min read
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January may seem like a quiet month, nestled between the celebrations of Christmas and the arrival of spring. But January 15 offers a delightful chance to embrace creativity, tradition, and personal expression with National Hat Day. Whether you’re a fan of flamboyant fascinators, practical beanies, or timeless bowlers, this whimsical holiday celebrates the rich history and enduring appeal of hats.


The Origins of National Hat Day

Though its exact origins remain somewhat mysterious, National Hat Day is thought to have begun in the United States as a way to highlight the craftsmanship of milliners and the cultural significance of headwear. Over time, it has grown into an international celebration that invites people to don their favourite hats and appreciate the role headwear has played in fashion and society.


In Britain, where hats have long been a symbol of style, status, and occasion, the day provides an opportunity to delve into the unique ways hats have influenced our culture. From the elegance of Ascot to the charm of a Sunday afternoon stroll, hats are interwoven with the nation’s identity.

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A Brief History of Hats

The history of hats stretches back thousands of years, with early examples dating to Ancient Egypt, where headwear signified rank and role. Over the centuries, hats evolved to suit changing fashions and practical needs.


In Britain, the Tudor era introduced the gable hood and French hood, while the Elizabethans popularised extravagant styles adorned with feathers and jewels. By the 18th century, hats like the tricorn and later the top hat became staples of aristocratic fashion. Victorian Britain saw millinery flourish, with hats becoming increasingly elaborate.


Twentieth-century Britain witnessed the rise of iconic designs such as the cloche in the 1920s, the pillbox in the 1960s (popularised by Jackie Kennedy), and the enduring tweed flat cap, a rural favourite that has returned to contemporary style.


The Role of Hats in British Culture

Few nations can rival Britain’s enduring love affair with hats. Perhaps the most quintessentially British event that demonstrates this is Royal Ascot, where hats are not just an accessory but an expectation. The Royal Enclosure’s strict dress code has led to the creation of some of the most imaginative and daring headwear in fashion history.


Hats also play a central role in British ceremonies and traditions. The King’s ceremonial crown is a national symbol, while regiments of the British Army are known for their distinct headwear, such as the bearskin hats of the Grenadier Guards.


In more everyday contexts, the bowler hat, once the mark of a city worker, and the flat cap, synonymous with the working classes, have become timeless icons of British style.


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How to Celebrate National Hat Day

National Hat Day offers an excellent excuse to explore and experiment with headwear. Here are a few ideas to mark the occasion:


  1. Wear Your Favourite Hat: Whether it’s a vintage fedora or a cosy knitted hat, don your favourite headpiece to honour the day.

  2. Visit a Milliner: Support local artisans by purchasing a bespoke hat or learning about the intricate craft of millinery.

  3. Explore a Museum: Many museums, such as the Fashion and Textile Museum in London, offer fascinating insights into the history of hats and their cultural significance.

  4. Share on Social Media: Post your favourite hat styles on social media, using the hashtag #NationalHatDay, to join the global celebration.


Though hats are no longer the everyday necessity they once were, their popularity endures, especially at weddings, races, and formal events. Sustainability and innovation have begun shaping the millinery industry, with eco-friendly materials and traditional techniques making a comeback.


For some, hats remain a statement of personal style, for others, they’re a playful addition to an outfit. But on January 15, they are celebrated as both an art form and a delightful accessory that transcends time.


So, why not take a moment today to tip your hat – whether metaphorically or literally – to the rich history and enduring charm of headwear? After all, every hat tells a story, and what better time to share yours than National Hat Day?

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